Your search returned over 400 essays for "baking"
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Arm & Hammer Baking Soda

- Arm & Hammer Baking Soda Abstract The Arm & Hammer Brand Baking Soda has been a staple of American life since 1846. The brand once only used for baking enjoyed a resurgence of interest in the 1970's by reinventing itself and its usefulness without changing a single ingredient. The new marketing campaign would eventually expand the Arm & Hammer brand to include deodorants, laundry detergents, cleaning supplies, and even toothpaste. An interesting history with many interesting uses in such an uninteresting little yellow box we are all familiar with, Arm & Hammer Baking Soda has become as Americana as apple pie and baseball....   [tags: Branding Brand Baking Soda]

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Mathematics of Baking

- Mathematics is part of our everyday life. Things you would not expect to involve math do. Such as how to write a successful pop song, which gang is responsible for a crime, where terrorists are hiding bombs, how new drugs can affect people and how to keep a crowd from trampling each other (Jones, 2013), to name a few. As you can see, math is involved in things that you would never expect. In the following paragraphs, I will explain to you how a particular interest of mine, baking, involves math in more ways you would think....   [tags: ingredients, recipe, grams]

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The Formality Of Baking

- The Formality Of Baking Baking is a method that requires meticulous concentrating which can be joyous as well as frustrating. In order to understand baking it is necessary to grasp the basics. To understand the basics is practicing and conditioning yourself the proper methods of doing so. One of the easiest dough to assemble is the straight dough method, which is a combination of water, yeast, sugar, milk solids, butter and salt. The salt is added last because it inhibits the growth of the yeast....   [tags: essays research papers]

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Fats and Usage in Baking: Testing and Research

- Introduction Margarines, hydrogenated oils and fats, refined vegetable oils, as well as animal fats are widely used fat ingredients for bakery products. The lipid fraction of bakery products undergoes a significant degradation during baking, with an increase in undesirable oxidised substances, that can act acts as catalysts for further oxidative reactions during storage reducing the product shelf life (Caponio, Giarnetti, Paradiso, Summo & Gomes, 2013, pg.82-88). Depending on the type used, fats play various roles in baked products....   [tags: Bakery, Pastries, Fats]

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The Book of Wonder: How I Started Baking

- We all have these moments in our lives these moments when we change dramatically. I never really knew how crucial this one experience would be to me. This one-day turned out o be a twisting point in my life. A point I would remember till the end of time. Okay, maybe I am exaggerating a little bit, but this experience did change me in a way. It was a usual sunny winter day here in Kiev, Ukraine. I was a little child at the age of six. My parents were at work and my nanny was on her vacation, I was home alone....   [tags: recipes, ingredients, practice, changes]

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Baking Cakes in Kigali and The Adoration of Jenna Fox

- Authors Gaile Parkin and Mary Pearson focus their novels, Baking Cakes in Kigali and The Adoration of Jenna Fox, on the significance of family. In both novels, love and family are key elements: in Baking Cakes in Kigali, the main character, Angel, loses both her daughter and her son, while those around Angel are stepping up and protecting their families; in The Adoration of Jenna Fox, Jenna’s family members show their love for Jenna by breaking the law to save her life. Both novels demonstrate that family is important to all people; family can support and protect a person or even give someone courage to move on after her family is gone....   [tags: Comparative, Parking, Pearson]

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Personal Narrative- Holiday Baking Tradition

- Personal Narrative- Holiday Baking Tradition Traditions are reflections of beliefs, superstitions and the personality of a family. I stop short of saying that they are the soul of a family because my family can no longer celebrate these traditions, but the spirit of my family continues to be an integral part of my life, despite the distance that sets us apart. The soul of my family remains unharmed from the miles that deprive us of the opportunity to celebrate common traditions. Regardless of how far we are apart, there is one tradition that can overcome any lengthy amount of distance, and that is my Aunt Millie’s Cinnamon-pecan rolls....   [tags: Personal Narrative]

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Limiting Reactant Lab Experiment Using Baking Soda and Vinegar

- Baking Soda and Vinegar: Limiting Reactant Lab Background The limiting reactant of a chemical reaction is the substance that places an upper bound on the amount of product that the reaction can produce. The limiting reactant places this upper bound because the reaction must stop once all of the limiting reactant is consumed. If the relative amount of reactants is altered, then the limiting reactant may change accordingly. For example, a balanced chemical equation of a certain reaction specifies that an equal number of moles of two substances A and B is required....   [tags: chemistry]

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How to Bake Cupcakes

- The kids came home excited to their mom baking something. They could not tell what she was making. “It has such a great smell”, they told their mom. When she finally took it out of the oven, they saw what it was, they excitedly yelled, “Cupcakes!” Cupcakes are fun to make, easy to prepare, and delicious to eat. Cupcakes require few ingredients, follow your recipe to know what you will need. Some basic ingredients like flour, sugar, butter and eggs. To make cupcakes you need prepare a space, mix the ingredients, make the frosting, and putting it all together....   [tags: ingredients, baking]

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How to Make Coconut Pecan Brownies

- How to Make Coconut Pecan Brownies Making coconut pecan brownies is an easy process that involves prepping the kitchen, measuring and combining ingredients, baking the batter, and icing the cooled brownies. Before we begin you must have access to a moderately equipped kitchen with a stove and a microwave oven. You will need the following kitchen utensils: a rubber spatula, a large microwave safe bowl (at least two quarts), a nine by thirteen inch baking pan, toothpicks, a cooling rack, two potholders, measuring cups, and measuring spoons....   [tags: ingredients, baking, chocolate]

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A Pastry Chef Who Travels The World

- The word hospitality means “generous and friendly treatment of visitors and guests; the activity of providing food, drinks, etc. for people who are guests of customers of an organization” (Merriam-Webster). The word tourism is “the activity of traveling to a place for pleasure; the business of providing hotels, restaurants, entertainment, etc. for people who are traveling” (Merriam-Webster). Together, those words define an enormous international career field that will always exist as long as people are hungry, want to have fun or go to other places....   [tags: hospitality, tourism industry , baking]

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My Birthday - Original Writing

- It was my mother’s birthday, I forgot which birthday it was. Two weeks before that day, I was thinking about what should I do for her birthday. I thought about getting her a present and a card, but it seemed to me too dull. I wonder what can I do to let her remember that birthday for the rest of her life, although I cannot remember which birthday it was. I thought of one thing that I always wanted to change about birthday — the cake. I was young and I believed that the cake was really important for birthdays....   [tags: Baking, Cake, Cakes, Bread]

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Chocolate Chip Cookie Effects

- Chocolate chip cookies are some of the most delectable snacks out there; they satisfy our sweet tooth with one simple bite. Chocolate chip cookies are baked in all different shapes and sizes, depending on the recipe you are making. You can do this by adding baking soda to a recipe, only adding baking powder to a recipe or even adding both. You can do the same with granulated sugar and brown sugar only adding either one of those to a recipe. These four different ingredients all have different effects and affect a cookie in different ways....   [tags: cookies, chocolate chips, baking soda]

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Baking And Pans Or Make Do With What They Have?

- pans or make do with what they have. Pots and pans could be given to them for cooking. There was not much time to make improvements for theirs lives. Because of the long hours they put in the field working. Some times the slaves would use a calabash, a pumpkin shell cleaned out, which to cook their food in. Food that the slaves would eat the most, was fatty meat and cornbread. Because the owner didn’t want to spend money on them. Each slave was given a pair of shoes, and about three things of underwear a year....   [tags: Slavery, Indentured servant]

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A Review Paper of Internet Banking Services

- Today, Information Technology revolutionized our life almost in every filed. One of among several blessing of information technology is Internet Banking services that brings ease and comfort for our banking activities. Over few years Internet Banking has evolved as convenient, self-serviced technology, cost-reducing and time saving channel. Internet banking is available 24x7 across geographies. In last few years, the number of internet banking users has been increasing rapidly. In present hyper competitive environment internet banking works as a competitive differentiator among banks....   [tags: internet banking, banking sector, banks]

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The Advantages of Islamic Finance and Banking

- As the world has recently passed through the global financial crisis that begun in 2008 in the USA with the banks’ collapsing, analysts are giving different opinions and making new economic hypothesizes about the origin of, as well as the process of different countries escaped from the crisis. Among all these new “theories”, the case of Islamic banks is interesting in terms of its nature and consequences. In my essay, I will try to highlight the basic principles of the Islamic finance, the reasons of the restriction of interest, the most important tools used by Islamic banks in economic activities and brief explanation of them, and finally my view point of the probable future improvement of...   [tags: Islamic Banking]

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Methodologies Used in Banking: Banking Manual System

- Before the BI in banking manual systems were prevalent because the computers were not used extensively and this was when the banking operations were small and limited mainly to branches. The non-computerized system of banking involved the manual recording of branch transactions. The generation of rudimentary reports from the manual ledgers and were consolidated with those of other bank branches into a final report for the bank as one comprehensive transaction. In this case the BI was limited to simple reporting of banking transactions only (Troy, 2010)....   [tags: top management, banking operations]

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Role And Functions Of Commercial Banking

- Commercial banking is a monetary institution that offers various services. These services include auto loans, basic investments, certificates of deposit, business loans and savings accounts. Functions of commercial banking varies but are divided into two categories being primary and secondary. Primary functions include accepting deposits, granting loans and granting advances. Secondary functions include overdraft facility, discounting bills of exchange, and agency functions. The commercial bank plays a very crucial role in the economy being the money dealer....   [tags: Money, Bank, Fractional-reserve banking, Banking]

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Investment Banking Analyst Career

- The job of an investment analyst in a banking firm such as Goldman Sach and JPMorgan is to oversee whether or not an investment made by customers will bear fruits, but in order to do so, one must be skillful either in accounting or finance. A clear understanding in one of those majors is necessary because an investment banking analyst will be dealing with a bunch of financial research in stock and bond market and also in companies. Thus, providing information for the customers to help their decision on investments....   [tags: Careers in Commercial Banking]

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Islamic Banking and Finance

- 1.0 INTRODUCTION 1.1 Background Study The Islamic banking and finance sector is a fast growing industry, where it expanding and getting stronger each and every year. According to Tahmoures (2013), there are over 300 Islamic banks and financial organizations successfully running their business from Dubai, Los Angeles, London, Karachi, Jakarta, Cairo, Riyadh and many other cities in the world. The Financial Times estimates the value of the industry in overall are exceeding $1 trillion (Christophe, Rima, Laurent, Financial Times Special Report, 2010)....   [tags: Islamic Banking Essays]

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The Impact of Online Banking on Bank Operations

- Bank net India (2006) conducted “An online survey on 316 ATM users” survey is limited to India to get insight into users‟ perceptions. It is concluded from the survey that the most use (56%) of ATM services is for bill payments and pre-paid mobile recharge where 64% respondents feel comfortable with depositing cash/cheque through ATM but they have to wait in long queues and find no money left in the machine Sakkthivel A.M. (2006) Providing a specific focus to identify the impact of demographics in influencing Indian Internet users in consuming different services online....   [tags: E-banking, Sharma, Sakkthivel]

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Internat Banking Systems

- Today Information Technology revolutionized our life almost in every filed. One of among several blessing of information technology is Internet Banking services that brings ease and comfort for our banking activities. Over few years Internet Banking has evolved as convenient, self-serviced technology, cost-reducing and time saving channel. Internet banking is available 24x7 across geographies. Users of internet banking are increasing day by day since few years all over the world. In present hyper competitive environment internet banking works as a competitive differentiator among banks....   [tags: Technology, Transactions, India]

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Overview of the United States Banking Industry

- Introduction Households, businesses and governments all use banking of one form or another and chances are the bank you use has been part of a consolidation. Competition in the banking industry is extremely intense and one method banks use to improve their competitive advantage, increase their market power, grow their customer base, increase revenues and hopefully achieve greater profits is through consolidations. This report discusses consolidation in the banking industry, including an overview of the industry, explanation of mergers and acquisitions, motivation behind and factors affecting consolidations, as well as a look at some significant consolidations at well-known financial institut...   [tags: insurance, comercial, asset banking]

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China: International Private Banking Institutions

- 1. Introduction In China, HNWIs (High Net Wealth Individuals) who has more than $1 million for investable assets are fast growing. It provides the huge opportunity for the private banking industry. Private banking could be defined in various ways. Basically, private banking means managing all aspects of a customer’s financial life. However, especially in Asia market, it is not only just financial management, also including all aspects of social life and different stages of the life care. Figure 1....   [tags: commercial banks, banking business]

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Analysis of Westpac Banking Corporation (WBC)

- CONTENTS 1 Equities and Investment Analysis of Westpac Banking Corporation (WBC) 1 1.1.Basic information about the company 1 1.2 Description of the business and analysis of its strategic position in the industry. 3 1.2.1 main business 3 1.2.2 strategic position in the industry 4 1.3.Financial analysis 5 1.3.1 Operating performance during the last five years 5 1.3.2 Financial Risk Management 7 1.4.Valuationas 8 1.5.Investment Recommendations 9 2. Equities and Investment Analysis of Santos Limited (STO) 10 2.1.Basic information about the company 10 2.2 Description of the business and analysis of its strategic position in the industry. 12 2.2.1 Business operation of Santos Limited 12 2.2.2 stra...   [tags: Westpac Banking Corporation ]

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Awarness of Islamic Banking Culture in Pakistan

- Published information about principles of Islamic banking and finance and their applications is growing day by day. Pakistan is one of the 57 Islamic countries having a total population of over 170 million where majority of population practice Islam. Steps for Islamization of banking in Pakistan were initialized during 1977-78. Elimination of interest from the operations of specialized financial institutions took place in 1979 and from commercial banks during 1981-85. Commercial banks in Pakistan were cased to accept any interest baring deposits and all deposits were treated on the basis of profit and loss sharing since 1985....   [tags: Finance ]

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Banking as a Positively Pragmatic Aspect in the National and Global Economy

- Debating the topic of the size of banks is much like debating the topic of the size of the government; should a one industry play such an imperative role in the economy. Although many argue that it is unrealistic to expect any industry of this size to not take advantage of their role, and—like the government, the concentration of power has a history of negative effect on the economy, it must be remembered that banking is a competitive industry that differs from the government in a multitude of ways....   [tags: finance, global banking]

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External Security Risks Associated With Internet Banking

- External Security Risks associated with Internet Banking In recent years, Internet banking, namely, online banking means the transitions of banking activities including checking account information and payment of bills through a website (Chavan ,2013, cited Singhal and Padhmanbhan, 2008; Ahasanul et al, 2009), is popular in the world. According to Abdou (2014), in the UK, the number of online banking users has increased from 63% to 70% between 2011 and 2012. Online banking is beneficial for consumers to monitor their account information (Hettiarachchi, 2014), and saves time to transferring funds (Lichtenstein and Williamson, 2006)....   [tags: Bank, Online banking, Computer security]

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Banking In Bangladesh

- Banking in Bangladesh After Independence of Bangladesh the banking sector was restructured as a fall out of war of liberation. Banking grew primarily in the public sector with main emphasis development needs of the war-torn economy. With gradual liberalization in subsequent years, it was increasingly felt that banks should be allowed in the private sector for giving a fillip to development process on the basis of private initiative. In the 80's for the first time a number of banks in the private sector was allowed....   [tags: Bangladesh Banking Finance]

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Indian Financial Sector: Focus on Indian Banking Environment

- Introduction - Financial sector overview Indian Financial Sector is a well diversified arena experiencing high growth and development. The financial sector of India is comprised of commercial banks, insurance companies, non-banking cooperations, pension and mutual fund houses and lot more other financial institutions serving the Indian Economy. However, the financial sector is a major ly dominated by the Bankin Sector where the commercial banks comprise of 60 percent of total assets held by the financial system followed by Insurance Sector....   [tags: banks, companies, regulation, stability]

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Nexity And The U.S Banking Industry

- 1. The chief economic characteristics of the online banking industry for those using only Internet banking the leading factors that affect their decision of banking online are security, convenience and rates. With regards to the economic characteristics the main difference with online banking is that the rates tend to be higher for those companies that only offer Internet banking and no branches. Some of the other economic characteristics might be that all the banks are beginning to offer online banking, which makes it easier to conduct different types of transactions such as bill payment; money transfers and keeps track of your accounts individually....   [tags: Economics Online Banking]

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Marketing in Banking

- Marketing in Banking Marketing approach in banking sector had taken significance after 1950 in western countries and then after 1980 in Turkey. New banking perceptiveness oriented toward market had influenced banks to create new market. Banks had started to perform marketing and planning techniques in banking in order to be able to offer their new services efficiently....   [tags: Finance Banking Sector Marketing Business]

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It Usage In Banking Industry

- 1. The Usage of IT in The Banking Industry Information technology has dramatically changed the way banking is done over the last 15 years or so. The era of change banking in Canada began from the establishment of Interac's national Automated Teller Machine (ATM) network in 1986. National Debit Card network was introduced in 1994. First full service virtual bank came into being in 1997. Most recently voice recognition banking has begun to emerge in the Canadian business scene. One of the enabler of this Information technology revolution in Canadian financial service industry is Automated Teller Machine, which is essentially a date terminal with two input and four output devices....   [tags: Information Technology Finance Banking]

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Thoughts On The Collapse Of Baring Bank

- Events leading to Barings Bank's collapse Barings Bank's activities in Singapore between 1992 and 1995 enabled Nick Leeson to operate effectively without supervision from Barings Bank in London. Leeson acted both as head of settlement operations (charged with ensuring accurate accounting) and as floor manager for Barings' trading on Singapore International Monetary Exchange (SIMEX), though the positions would normally have been held by two employees. This placed Leeson in the position of reporting to an office inside Barings Bank which he himself held....   [tags: Business Failure]

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Lender of Last Resort Activites by National Banking Era Institutions

- The United States banking and financial system, between the adoption of the National Banking Act and the establishment of the Federal Reserve System in 1914, was in a constant state of evolution. This period was also marked by numerous banking panics with major panics or crises in 1873, 1893, and 1907, and minor or what Elmus Wicker referred to as “incipient” banking panics in 1884 and 1890 (2000). The panics of 1884 and 1890 are referred to as incipient because there was no general loss of depositor confidence in either New York or the interior banks....   [tags: loan certificate, banking system, treasury]

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Backing Up Data on Your Computer

- Backing up your data is essential in securing your files from being lost or destroyed. It can also be a great way to install your pictures and videos onto another computer. Luckily, now a days, purchasing a storage device is easier than ever. They are available online, as well as through many major retailers. The price is usually reasonable and is determined by the amount of data that you need to store. The Benefits of a Data Backup Device - Losing your memories and files can be heart wrenching to encounter....   [tags: Computers]

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De Soto's 2003 'Listening to Barking Dogs'

- "Listening to barking dogs: property law against poverty in the non-West" by Hernando De Soto, a development economist, is an article outlining the various problems that "plague the poor" of former communist and developing countries (De Soto,2003,p179). De Soto (2003) believes that the main solution to elevate the poor out of poverty is providing these populations with formal and legalised property rights. Enabling their dead capital hidden in un-formalised and illegal property or other small businesses and enterprises to be transformed into live capital, allowing these assets to be used as security as well as collateral to aid further loans and generate additional surplus of their existing...   [tags: Literary Review, Summary, Evaluation, Arguments]

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Barking Up the Wrong Tree

- Barking Up the Wrong Tree As Nicole sat on the couch after school one day, she overheard her father grumbling in the kitchen. “What are you whining about now?” she asked hoping he would say nothing and she could slid from hearing the “you kids do nothing” speech. “I’m just upset. You kids do nothing around this house. Everyday I come home and clean up the mess that you and your brothers leave for me.” Her father screamed, getting a little louder with each word like he did every other day. Nicole could have recited the speech word for word....   [tags: Papers]

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Internet Banking

- Internet Banking In the days of virtualisation where working mothers and travelling sales-team prefer to use flexi-time and remote jobs profile; Internet is being adopted as a parallel medium of communication, transaction, and social networking. Internet banking is fast gaining momentum across the globe for its convenience and ease of conducting transactions at a speed and service levels never dreamt of, a decade ago. In-spite of its multiple advantages, there is a need to step back and re-think on perceptions it carries with the masses....   [tags: Internet Global Finance Banking]

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Hungary’s Attempts at Modernizing its Banking Industry

- Hungary’s Attempts at Modernizing its Banking Industry It has been over a decade since Hungary has transitioned into the market economy. Its banking system has gone through numerous changes in order to accommodate an ever competitive world of financial innovation. Today, we see a Hungary that has adopted much of financial structure seen in Western Europe and whose banking sector is finally starting to see profits. Early transitional privatization saw an assortment of problems for state-owned banks including inadequate regulation and an agglomeration of non-performing loans....   [tags: Hungary Banking Economics Essays]

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Corporate Governance Practices Be Given Statutory Backing

- Introduction Corporate governance is a system that ensure companies to be directed and controlled (Cadbury 1992). Among all segments of the corporate governance, boards of directors are quiet essential, because the board have the obligation to governance the whole company and draw up long-term scheme to make it success (ppt wk1 pg21). As for the Corporate Governance Code (CG code), it was first reported in UK, which aimed to regulate the conduct of directors and investors (ppt wk2 pg20). Instead of being adopted as statutory rules for listing on stock exchange market, the CG code only can be regarded as a guidance for corporates, which lacks of statutory backing (Should the Hong Kong Code o...   [tags: Corporate governance, Board of directors]

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Presidential Campaign Is Not A Strong Financial Backing From Donors

- No matter how great a candidate in preforming in the polls, a campaign cannot be successful without a strong financial backing from donors. There have been many previous campaigns were funding has been a make it or break it aspect of running for office. Fortunately for Bill Clinton, money was not a big concern during his 1992, presidential campaign. Before securing the democratic nomination, Bill Clinton raised more money than any other democratic competitor and also refused any donations from PAC’s before securing that nomination making him solely reliant on individual l donations, which were limited to $1000 during that time (All Politics CNN)....   [tags: Bill Clinton, President of the United States]

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Bank Accounting Information System And Electronic Banking

- Bank Accounting Information System And Electronic Banking Introduction      Information technology has had as much impact on our society as the industrial revolution. In the information age, companies are finding that success or failure is increasingly dependent on their management and use of information. Therefore, companies need a good information system that enabled an efficient and effective use of information to give them more competitive advantage (Moscove, Simkin, & Bagranoff, 1999). An information system is a set of interrelated subsystems that work together to collect, process, store, transform, and distribute information for planning, decisions making, and control....   [tags: Finance Bank Banks Banking Essays]

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Basing House during Medieval Period

- Basing House during Medieval Period During the medieval period there are definitely signs of some Norman activity at Basing House. In 1066 William arrived in England and set on his way to conquer London. On his way it is reported that he walked through the area of Basing, there are suggestions that he may have started to plan a settlement in the area already. The English Saxons did not like having a Norman ruler, so a long period of revolts and uprisings against the invaders ensued....   [tags: Papers]

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The Internet Banking Project In Industrial And Commercial Bank Of China (Shanghai)

- This paper studies endogenous diffusion and impact of a cost-saving technological innovation -- Internet Banking. The bank understudy i.e. ICBC has efficiently embarked on its internet based private banking service. The vice director of e-banking felt that the entire project was an accomplishment in terms of its schema and satisfactory quality. Here is this case he needs to expound the understandings and the lessons internalized along the entire course of the project. Moreover, there were various issues which were raised during this intellectual itinerary, which included the challenges regarding computer system implementation, Information system design and most importantly the feasibility an...   [tags: Business Internet Banking]

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Banking in the UK

- Introduction Retail banks have traditionally provided payment services to small businesses and individuals involved in a large volumes of low cost transactions. It is nowadays difficult to classify retail banks because the majority of banks offer wholesale and retail activities. Technological developments, also enable these banks to provide a number of retail monetary services to its clients. Retail banks also offer insurance products, pension schemes, and stock services. Northern Rock is a British bank that was harmfully affected by the United State subprime market fall down in 2007....   [tags: Economy, Low Cost Transactions]

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The Banking Industry

- Banking In addition to the myriad of career options that exist in the world, there are issues that present complications for professionals in those fields. As a Christian, it’s essential to develop a biblically appropriate approach in response to the various issues that manifest themselves in the professional world. The banking industry is an example of a career with manifest issues. Banking is the heart of every modern society’s economy, and cannot appropriately function without bankers, who control the ebb and flow of a nation’s currency, and therefore must appropriately handle the issues that arise....   [tags: bankers, professional officers, markets]

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The Banking Industry

- The Industry The image of the banking industry has always been somewhat lackluster and boring to most people. However, the industry is opening up many new developments, such as internet banking. Banks are essential for providing financial information to individuals and businesses and have become the foundation of our economy. Financial institutions transfer risk and provide liquidity. There are two types of banks, regional and major. Regional Banks are smaller financial institutions that focus on one area within a country....   [tags: Bank, Finance, Financial services, Money]

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Backing Up Active Directory In Windows 2000

- Backing up Active Directory in Windows 2000 Generally speaking, the backup of mission critical data is the most important part of any IT engineer’s job. While recovering the missing data is important, additional consideration needs to be given to getting the network framework back up and running quickly so that employees can get back to work, saving the company the added cost of lost man-hours. We also need to ensure that the network structure that gets restored is one that the employees are use to using....   [tags: Computer programming Windows Directory]

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Banking and Finance

- Never have I ever climbed a mountain peak. As a child, I imagined myself conducting expeditions in deep-frozen pathways, leading amateur explorers to the top of the world, and instructing rookies in surviving harsh blizzards. Even though slightly altered, my childhood dream has been achieved. I led a team of fellow classmates, in my Strategic Management course, to the success summit of a financial competition. Over the course of a semester, I and my teammates were supposed to create and manage a company of the IT industry, in a computer-simulated environment, along with other four rival teams....   [tags: Business]

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Islamic Banking Practices Compared to Conventional Banking Practices

- ... This study examines the principles and criteria Islamic banking operates in providing their financial services which make different from those of conventional banks. The Methodology To find out more about the usage of profit-loss sharing paradigm in Islamic banking system, the researcher will consider the long-run relation and the short-run dynamics between conventional deposit rates and Islamic investment rates. To investigate about the profit-and-loss sharing paradigm, we follow (Chong & Ming-Hua, 2009) long-run and short-run principles and efficiencies tests to compare the conventional deposit rates with those of Islamic banking rates....   [tags: interest, sharing, integration, loans]

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Is Basel III Enough?

- The global financial crisis hit banks’ regulation at its core. As significant portion of this crisis’ responsibility has been attributed to the lack of effective banking oversight, there has been immense pressure on the next Basel agreement to tackle such issues in order to avoid future crises, or at least decrease their severity. In essence, the Basel accords mainly intend to gauge the level of capital required to protect banks against risks related to their assets. As a result, the latest accord, Basel III, has substantially increased the capital requirements of banks and introduced other features as an effort to increase the soundness of the banking system....   [tags: Banking]

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The Battle With Biddle

- The Battle with Biddle The formation of the Second Bank of the United States came at the end of the War of 1812, in the year 1819. It was granted a twenty year charter. For nearly 200 years, the battle between the Bank’s president, Nicholas Biddle, and President Andrew Jackson remains one of the most discussed events in history. Many historians believe Andrew Jackson was simply out to destroy the Bank of the United States. Jackson is quoted telling Martin Van Buren, “the Bank is trying to kill me, but I will kill it” (Bernard Weisberger, 12)....   [tags: Banking]

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The Evolution of the Banking System

- The United States banking and financial system between the adoption of the National Banking Act and the establishment of the Federal Reserve System in 1914, was in a constant state of evolution. This period was further marked by numerous banking panics with major panics or crises in 1873, 1893, and 1907, and minor or what Elmus Wicker referred to as “incipient” banking panics in 1884 and 1890 (2000). The panics of 1884 and 1890 are referred to as incipient because there was no general loss of depositor confidence in either New York or the interior banks....   [tags: federal reserve, panic, debt]

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The Gambles of Security in the Banking Industry

- Discuss how administrative agencies like the Securities and Exchange Commission (SEC) or the Commodities Futures Trading Commission (CFTC) take action in order to be effective in preventing high-risk gambles in securities / banking, a foundation of the economy. JPMorgan Chase is one of the oldest industries financial firms in the United States. It is the head in financial business with an asset of $2.3 trillion, and the largest market capitalization and deposit base of any U.S. banking institution....   [tags: bank, economy, security]

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The Banking Concept Of Education

- In “The Banking Concept of Education” exerted from the Pedagogy of the Oppressed, Brazilian radical educator Paulo Freire analyzed an existing flaw in the educational system and discussed a new tactic, problem-posing, which he trusts will lead to a school system with a balanced teaching and learning environment between teachers and students. Freire argued that the flaw existed because of the lack of communication between teachers and their students, rather than a back and forth dialogue he critiqued they simply deposit the information to students who “receive, memorize, and repeat” the given material (318)....   [tags: Education, Teacher, School, Rhetoric]

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Overview of Banking System of Thailand

- ASIAN FINANCIAL INSTITUTIONS TERM PAPER Overview of Banking System of Thailand Table of Content Introduction Structure of Thai Banking System 1. Central Bank 2. Financial Institutions 2.1 Commercial Banks 2.1.1 Commercial Banks 2.1.2 Retail Banks 2.1.3 Foreign commercial bank’s subsidiary 2.1.4 Foreign commercial bank’s branch 2.2 Finance Companies 2.3 Credit Foncier Companies 3. Specialized financial institutions 3.1 Bank of Agriculture and Agricultural Cooperatives (BAAC) 3.2 Government Housing Bank 3.3 Government Savings Bank (GSB) 3.4 Export Import Bank of Thailand 3.5 Islamic Bank of Thailand 3.6 Small and Medium Enterprise Development Bank of Thailand (SME Bank) 3.7 Thai Credit...   [tags: Asian financial institutions]

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The Fragility Of Banking Systems

- In this exploratory study, business economists, Charles Calomiris and Stephen Harber, explain the fragility of banking systems in the United States and several other countries. In contrast, Calomiris and Harber compare the unstable banking societies to that of Canada; who’s banking system is robust and competitive. They propose that unstable banking systems, like the U.S.’s, are fragile by design because of the political motivations within banking regulations. More specifically, because banks need governments and governments need banks, their transactions with one another builds these conflicts of interests in a game the authors term the “bank bargain”....   [tags: Bank, Finance, Government, Political terms]

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Solution for the IT Security Banking and Ethics

- ... Disconnect your computer from the Internet when you are not using it. Carefully consider your security settings. Examine all system settings, particularly the security settings, and select options that decrease your risk of data loss or intrusion.  Back up your data. Protect your backups. When you make your data backups, make sure they are kept in a safe, secure location. It does no good to secure your PC and leave the backups where anyone might find them.  Don’t store sensitive information in portable device without strong encryption  Don’t leave your computer / sensitive documents unlocked  Don’t discuss anything sensitive in public place....   [tags: practices, society, authorization, think]

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Technology is Necessary for the Banking Industry

- ... This research study is to conduct what usually use by the UM CBAE Students regarding in mobile financial services in terms ofGCASH, Smart Money or even PayPal services. Statement of the Problem The researcher attempts to determine the utilization of mobile financial services in UM CBAE Student specifically, it seeks to answer the following question: 1. What is the profile of the respondents in terms of: 1.1 Gender 1.2 Age 1.3 Transaction 2. What Mobile Financial Services used by UM CBAE Students....   [tags: mobile, pay pal, transactions]

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- Would E-Banking really be the right route to take in achieving success in the future. This report lays out concrete facts and unique opinions that will help you understand and determine what the right decision for your business is. This report covers the development of internet banking in the UK, the importance of System Development and Analysis, a report on the current student banking market, discussing the fundamentals of present laws and legislations and finally the value of protecting yourself, but most importantly, your customers with relevant security issues....   [tags: Internet Banking Research Paper Analysis]

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1648 words | (4.7 pages) | Preview

The Future Of Banking Industry

- The Future of Banking Keeping up with the banking industry’s progression in this century includes offering a variety of services to international markets. Some of the largest banks in the word have become complex financial organizations and the banking sector is expected to become even more complex in the future. It is important for banks to keep up with the latest technology and develop customized services for their clients. Banks not only need to service individual customers, but must think about corporate customers, as well....   [tags: Bank, Finance, Financial services, Management]

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Banking Deregulation And The United States

- Banking Deregulation in the United States The term “bank deregulation” is somewhat a misnomer in the sense that banks in the United States are actually heavily regulated at both the federal and state level. Privacy disclosure, fraud prevention, anti-money laundering, anti-terrorism, anti-usury lending, and the promotion of lending to lower-income populations are all areas in which banks are regulated. Federal regulators include the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board, and the Office of the Comptroller of the Currency....   [tags: Federal Reserve System, Central bank, Bank]

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1499 words | (4.3 pages) | Preview

Banking Crisis and Financial Liberalization

- Over the last two decades many developing countries have liberalized their financial system with the aim of improvement in the financial development and economic growth. While many countries enjoyed economic growth, some of them experienced rapid credit growth and some experienced financial (banking) crises. As a result, some attribute banking crises mainly to financial liberalization ( Kaminsky & Reinhart, 1999), while others include other macroeconomic variables such as exchange rate regimes. A greater part of the empirical literature focused on the impact of financial liberalization and exchange rate regimes on the likelihood of banking crises, however the literature, to the best of my kn...   [tags: exchange rate regimes]

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3063 words | (8.8 pages) | Preview

The Banking Model Education System

- Imagine thirty students all sitting in a classroom frantically trying to write down what their teacher is saying and listen attentively at the same time. They will be expected to use that same information on their homework and will be expected to memorize everything the teacher was teaching for their upcoming test. There is no open discussion, and hardly any time for questions. There is a constant separation between the teacher and students. According to Paulo Freire, this is what the “Banking” concept of education is....   [tags: Education, Paulo Freire, Teacher]

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1130 words | (3.2 pages) | Preview

Regulation of Banking and Financial Services

- Regulation of Banking and Financial Services The Failure Process Imposed Upon Financial Institutions The concept of systemic risk sprung to the foreground of the public’s consciousness during the financial crisis of 2007-8 as the Too Big To Fail (TBTF) banks were bailed out by the various US Federal Government agencies e.g., US Treasury via the Troubled Asset Relief Program (TARP) and the US Federal Reserve via Quantitative Easing (QE). However, as it turns out, the concept of systemic risk is not so easy to define in legal terms—as illustrated by the difficulty in nailing down the definition by US Congress via the Dodd-Frank legislation or by the US Treasury and the Federal Deposit Insuranc...   [tags: Depository Institutions, Geographic Expansions]

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The Banking Concept Of Education

- Education is not only the most necessary way to inherit knowledge, but also the most significant factor to determine our human being’s future. Nowadays, the most widely education model is called banking concept education in the whole world. The banking ‘concept’ of education is characterised by the storage act of relationship between teacher and student in schooling. For instance, the “banking” education is regarded as a banking system in schooling. The teachers do the act of teaching like a depositor to “banking” knowledge to students....   [tags: Education, Teacher, School, Student]

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- Introduction A bank refers to a financial institution that accepts deposits and channels the money into lending activities (Lewis, 2009). Ethics refers to the principles of right and wrong that are accepted by an individual or a social group ((Lewis, 2009).) Conceptually, ethics refers to well base standards of right and wrong that prescribe what humans ought to do, usually in terms of rights, obligations, benefits to society, fairness, or specific virtues (Safakli, 2005). It’s the integrity measure, which evaluates the values, norms and rules that constitute the base for individual and social relationships, from a moral perspective (Smith and Smith, 2002)....   [tags: Financial Institutions]

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The Banking Concept Of Education

- In The “Banking” Concept of Education, Paulo Freire effectively uses tone, ethos, pathos, and logos to argue that his proposed Problem-Posing education system is better than the common banking concept of education (Freire 33). The audience that Freire is writing to is going to consist of teachers and students. Teachers and students are effected most of all by the system of education that is used, and they are the ones that care most about how students are educated. In The “Banking” Concept of Education, Freire compares the current method of education to a monetary banking system where the information is deposited by the teacher into the students, and then the teacher withdraws the informatio...   [tags: Education, Teacher, School, Alternative education]

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Banking in the Present Day

- When going to the bank or any other financial institution people do their business of deposits, withdrawals, and transactions often without even thinking about how it all happens and how it works. Actually there is a very complex and interesting process behind it all. Some people think everything is done on paper and mailed from place to place. This is not true anymore. Most of the banking process is now done electronically. Present day Banks, Credit Unions, and other financial institutions utilize technological advances to store and process customer data; this impacts customer service, data security, transactions, and the way the financial institution operates....   [tags: finance, technology]

Research Papers
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Lessons Learned in Money and Banking

- Economic uncertainty has caused exaggerated criticism of the Federal Reserve. Money and Banking has deepened my understanding of the Federal Reserve and has helped me challenge those criticisms. The U.S. standard of living would drop if people lost faith in the safety of financial institutions. Frederic Mishkin makes the point in the text, The Economics of Money Banking, and Financial Markets (2010) that “Banks and other financial institutions are what make financial markets work. Without them, financial markets would not be able to move funds from people who save to people who have productive investment opportunities.” (p.7)....   [tags: Economics]

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Banking Bonuses and the Financial Crisis

- The bonus culture & management incentives in banks were a key factor in the Irish and US Crisis. The system was flawed from the beginning; bankers took risks to get short term bonus, with no regard to long term consequences to the economy. Within the financial system the bonus culture is unique. The banks present a high percentage of it award based on bonus driven remuneration. For the employees of the bank it became a high percentage of their annual salary. This gave bank employees the incentive to offer risky loans and mortgages....   [tags: Global Financial Crisis]

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2491 words | (7.1 pages) | Preview

The Dominio Effect in Banking

- Domino Ethics Assignment Not only do investment banks facilitate mergers and financially advise corporations about issuing new securities, but some also have a division of securities research, which communicates with investors about the value and risk in buying securities. The research analyst should have objective information independent from the interests of the investment banking personnel, or else conflict of interest can arise. This is when the personnel sees an opportunity to further their business by influencing the financial decisions of the involved parties, so it pressures or compromises with the research analysts to post favorable research and evaluations to induce investors in ma...   [tags: financial, investment, regulations]

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Baning Indoor Tanning

- Indoor tanning has certainly hit its record high this past decade among teens and young adults. Of course this would be great for tanning salons if it weren’t for the negative side effects that came along with the obsession of indoor tanning. Due to the substantial rise of tanning the Center of Disease Control has actually estimated 19,000 cases of skin cancer per year (CDC, 2014). Types of skin cancer include melanoma, squamous cell carcinoma, and ocular melanoma. The Youth Risk Behavior Surveillance System statistically breaks downs showing that those who tan are “13% of all high school girls, 21% of high school girls, 32% of 12th graders, and 29% of white high school girls” (CDC, 2014)....   [tags: teens, young adults, law]

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1244 words | (3.6 pages) | Preview

History of Money and Banking

- Introduction In the last few years, there has been a significant debate on what has caused America’s economic woes. However, few people choose to look at what has caused economic downturns in the past. Some believe that it is the government and central banking’s job to steer the economy in the right direction. While others believe that it is not their job, but the free market’s. Perhaps it is something in between as a symbiosis between government and the free market working together to get things done....   [tags: American history, Constitution]

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2156 words | (6.2 pages) | Preview

The History of Money and Banking

- The invention of money was a major improvement in peoples’ lives. In the past, people usually had to travel all day to find the person who is willing to exchange their goods. In addition, the goods people want to exchange did not have the standard value of measurement. This led to unequal exchanges. Furthermore, it is not convenient to carry heavy goods from one place to another for an exchange. To solve these issues, money will be the only solution. Later, people tend to develop money from cowry shells to credit cards for the convenience and to improve their society....   [tags: Finance, Money]

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1178 words | (3.4 pages) | Preview

Banking Service in Developing Economies

- Whilst the relationship marketing literature is expanding at a rather exponential rate, rapport between customers and front line employees did not get its due attention especially in the context of banking service in traditional, developing economies. This has delimited the efficacy of the established relationship theories in explaining the antecedent effect of trust, commitment, service quality and involvement for developing rapport leading to overall client (customer) satisfaction. The focus of this research, thus, is rapport....   [tags: Business, Marketing]

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2415 words | (6.9 pages) | Preview

The Banking Concept Of Education

- Education Matters In today’s society, schools in wealthy communities are better than those in poor communities, higher income schools are simply better at preparing their students for their future. In the reading “The Banking Concept Of Education As An Instrument Of Oppression” by Paulo Freire, he believes that teachers are depositing information into their students. He states that there are two educational systems, the “banking concept” is when teachers are filling their students up with information but the students aren’t fully understanding the material....   [tags: Education, School, Teacher, Social class]

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849 words | (2.4 pages) | Preview

Banking Services for Personal Customers

- A. Introduction We are interested in the loan services in the Hongkong and Shanghai Banking Corporation Limited (HSBC) because nowadays a lot of people have impulsive consumer behavior to bring about a loan. We think that loan services are important to finance a vacation or to make a tax payment, depending on the needs of the customer. We will search the website of HSBC to find the useful information of loan services. It is because the information of HSBC is believable and useful.   B. Features / Characteristics of the Banking Products or Services We choose the personal installment loan and revolving credit facility....   [tags: Reasearch, Products, Services]

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1577 words | (4.5 pages) | Preview

The Banking Crisis in Cyprus

- Introduction The banking crisis in Cyprus resulted in economic instability in the country. This prompted for rapid measures by the government, the central bank and the European Union in general. Various policies were implemented to counter the effects of the crisis. The adopted policies were designed to restore financial stability (Weisenthal 2013). Government policies The government of Cyprus was swift in the introduction of policies that would save the economic situation in Cyprus and restore the confidence of investors....   [tags: economic instability and policies]

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1606 words | (4.6 pages) | Preview

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